JOURNAL ARTICLE

RUN A HOME INSURANCE CHECKUP.

  • Published In: Kiplinger Personal Finance, 2026, v. 80, n. 5. P. 64 1 of 3

  • Database: Academic Search Ultimate 2 of 3

  • Authored By: VINCENT, ELLA 3 of 3

Abstract

The article focuses on the importance of reviewing and adequately adjusting home insurance coverage ahead of the storm season, emphasizing key policy components such as dwelling coverage (Coverage A), other structures coverage (Coverage B), and personal-property coverage (Coverage C). It highlights the need for separate policies for flood and earthquake damage, which are typically excluded from standard homeowners insurance, especially in high-risk areas. The article also discusses strategies to manage rising homeowners insurance premiums, including raising deductibles, bundling policies, making home upgrades, and shopping around for better rates. Resources like the National Flood Insurance Program (NFIP) and insurance comparison sites such as The Zebra and Policygenius are recommended for assistance. [Extracted from the article]

Additional Information

  • Source:Kiplinger Personal Finance. 2026/05, Vol. 80, Issue 5, p64
  • Document Type:Article
  • Subject Area:Business and Management
  • Publication Date:2026
  • ISSN:1528-9729
  • Accession Number:192353561
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