JOURNAL ARTICLE

Roth Conversions (or IRA Distributions) and Tax Torpedoes for the Mass Affluent.

  • Published In: Journal of Financial Service Professionals, 2026, v. 80, n. 1. P. 27 1 of 3

  • Database: Business Source Ultimate 2 of 3

  • Authored By: Richards, Douglas B. 3 of 3

Abstract

This column is not meant to be an exhaustive look at all the possible ways one can minimize their Social Security provisional income and Adjusted Gross Income by adjusting Roth conversion amounts or IRA distributions. However, because of the nature of Social Security provisional income and its peculiar operation as a "tax torpedo," it is believed that the suggestions made may lead to more optimal strategies for couples and individuals in similar circumstances, especially for those who are age 65 and over. [ABSTRACT FROM AUTHOR]

Additional Information

  • Source:Journal of Financial Service Professionals. 2026/01, Vol. 80, Issue 1, p27
  • Document Type:Article
  • Subject Area:Business and Management
  • Publication Date:2026
  • ISSN:1537-1816
  • Accession Number:190996944
  • Copyright Statement:Copyright of Journal of Financial Service Professionals is the property of Society of Financial Service Professionals and its content may not be copied or emailed to multiple sites without the copyright holder's express written permission. Additionally, content may not be used with any artificial intelligence tools or machine learning technologies. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

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