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A systematic conceptual review of financial access.

  • Published In: Journal of Consumer Affairs, 2024, v. 58, n. 2. P. 367 1 of 3

  • Database: Academic Search Ultimate 2 of 3

  • Authored By: Birkenmaier, Julie; Huang, Jin 3 of 3

Abstract

Financial access is used in practice and research as an important concept relevant to financial capability and financial well‐being. This study examines the literature on individual financial access and develops a conceptualization, definition, domains, and proposed items. Following a systematic conceptual review method, the review is based on 171 articles published during January 2012–August 2022 retrieved from Scopus and Dissertation and Thesis Global. Using grounded theory, data were coded related to financial access definition, concepts, measurement, and associated content. The domains identified were Mainstream Financial Products and Services, Institutional Practices of Available Mainstream Financial Service Providers, Individual Resources and Intrinsic Qualities and Abilities, and Individual Financial Action and Perceptions. Financial Products or Services Utilized by Social Programs to Provide Benefits was added. Study implications include the need to broaden the focus of policies and practices beyond ownership of financial products and services. Directions for future research are discussed. [ABSTRACT FROM AUTHOR]

Additional Information

  • Source:Journal of Consumer Affairs. 2024/06, Vol. 58, Issue 2, p367
  • Document Type:Literature Review
  • Subject Area:Business and Management
  • Publication Date:2024
  • ISSN:0022-0078
  • DOI:10.1111/joca.12574
  • Accession Number:177799051
  • Copyright Statement:Copyright of Journal of Consumer Affairs is the property of Wiley-Blackwell and its content may not be copied or emailed to multiple sites without the copyright holder's express written permission. Additionally, content may not be used with any artificial intelligence tools or machine learning technologies. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

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