Never too Small to Fail: Insolvency of Consumers as an International Concern.

The article tackles the issue of insolvency of consumers as an international concern. Topics discussed include internationalization of over-indebtedness and insolvency and the Council of Europe Recommendation on legal solutions to debt problems such as monitoring of lending, promotion of responsible practices, balancing debtors's fundamental rights and the interest of creditor, and adoption of debt adjustment procedures.