New 529 plan rules let Gen Z invest in careers, not just college—and it reflects a seismic shift in education.

The article focuses on the recent legislative changes to 529 accounts, which are tax-advantaged savings plans primarily for education expenses. As of July 2025, the One Big Beautiful Bill Act (OBBBA) has expanded the use of 529 funds to cover a wider range of educational expenses, including K–12 costs beyond tuition, postsecondary credential programs, and even student loan repayments. Additionally, unused 529 funds can be rolled over into a Roth IRA under the SECURE 2.0 Act, providing families with more flexibility in managing their education savings. These updates reflect a shift towards accommodating diverse educational paths and career changes, offering families greater planning assurance. However, individuals are advised to consult financial professionals due to potential rules and limits that may still apply. [Extracted from the article]