JOURNAL ARTICLE

Why I Invest in a 529 Plan.

  • Published In: Kiplinger Personal Finance, 2026, v. 80, n. 5. P. 6 1 of 3

  • Database: Academic Search Ultimate 2 of 3

  • Authored By: GERSTNER, LISA 3 of 3

Abstract

The article focuses on strategies for families to plan and save for education expenses using 529 college-savings plans, which allow tax-deferred growth and tax-free withdrawals for qualified education costs. It highlights recent expansions in eligible uses under the One Big Beautiful Bill Act, including non-degree credential programs and K-12 expenses, while noting state-specific variations in tax benefits. The article also explains the option to roll over unused 529 funds to a Roth IRA under certain conditions and advises comparing state plans based on investment options, fees, and tax incentives. Resources such as Saving for College’s comparison tools and National 529 Day promotions are recommended for maximizing savings benefits. [Extracted from the article]

Additional Information

  • Source:Kiplinger Personal Finance. 2026/05, Vol. 80, Issue 5, p6
  • Document Type:Article
  • Subject Area:Education
  • Publication Date:2026
  • ISSN:1528-9729
  • Accession Number:192353539
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