NRDC Report: Repeatedly Flooded Homes Demonstrate Policy Failures.

A new analysis by the Natural Resources Defense Council (NRDC) reveals that there is a growing number of federally insured properties that are experiencing repeated flooding, indicating a need for state and federal action to better protect homeowners. The NRDC used data from the Federal Emergency Management Agency to identify the most flood-prone properties covered by the National Flood Insurance Program. The analysis found that there are 44,616 properties that have flooded an average of five times each, with the NFIP paying to rebuild the homes after each flood. These properties make up less than 1% of those covered by federal flood insurance but account for about 10% of NFIP's claims, totaling around $10 billion. The NRDC emphasizes the need for urgent action, including federal legislation to update the NFIP, FEMA regulations to update building codes and land use standards, and faster and more accessible funding for home buyouts and hazard mitigation. State and local governments are also called upon to establish and enforce strong building and land use codes and to ban harmful practices. The states most affected by repeated flooding are Florida, Louisiana, and Texas. [Extracted from the article]