JOURNAL ARTICLE

Fed, FDIC Finalize Changes Easing Community Bank Leverage Ratio.

  • Published In: Bloomberg.com, 2026. P. N.PAG 1 of 3

  • Database: Business Source Ultimate 2 of 3

  • Authored By: Howard, Megan; Johnson, Katanga 3 of 3

Abstract

The article focuses on recent regulatory changes in the United States that relax the community bank leverage ratio (CBLR), an optional capital framework for community banks. The Federal Reserve, Federal Deposit Insurance Corp., and Office of the Comptroller of the Currency finalized a rule lowering the CBLR standard from 9% to 8% and extending the grace period for noncompliance from two to four quarters. These adjustments aim to provide greater flexibility for community banks, potentially enabling them to increase lending. Despite there being over 4,000 community banks as of early 2025, fewer than half had adopted the CBLR framework prior to these changes. [Extracted from the article]

Additional Information

  • Source:Bloomberg.com. 2026/04, pN.PAG
  • Document Type:Article
  • Subject Area:Law
  • Publication Date:2026
  • Accession Number:193224086
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